This home QUALIFIES FOR A 4.59% RATE FOR THE FIRST 7 YEARS – Ask for details!! Tucked into an X FLOOD ZONE, this charming 2 Bed, 1 Bath (Main House) bungalow offers a rare combination of character, flexibility, and opportunity—complete with a fully finished 1/1 studio ADU (Mother-In-Law Suite/Apt) that opens the door to so many possibilities. From the moment you step onto the welcoming front porch, there’s a sense of timelessness—where classic design and enduring craftsmanship come together. Inside, the home is filled with warmth and personality, highlighted by rich wood trim, HIGH BASEBOARDS, CROWN MOLDING, and original-style details that give the space its unique identity. ENGINEERED HARDWOOD FLOORS run throughout, while natural light pours in, enhancing the inviting feel. At the heart of the home, a cozy WOOD-BURNING FIREPLACE creates the perfect setting to relax and unwind. The dining room, wrapped in windows, offers a bright and airy space that easily transitions from everyday meals to entertaining. Just beyond, the kitchen blends function and charm with warm wood cabinetry, updated counters, STAINLESS STEEL APPLIANCES, and a layout designed to make daily living effortless. Important updates have already been taken care of, including UPDATED WINDOWS (2023), NEWER ROOF (2023), ELECTRIC WATER HEATER, and a stackable washer/dryer—allowing you to enjoy the home with confidence. Both bedrooms are peaceful and light-filled, while the bathroom maintains the home’s classic appeal with traditional tilework. AND THE REAL BONUS – a FINISHED ACCESSORY DWELLING UNIT (ADU) set just behind the main home. This private space offers incredible versatility—use it as a 3rd bedroom w/2nd bath, a guest retreat, in-law suite, home office, or even explore rental income potential. With vaulted ceilings, a kitchenette, and UPGRADED SLIDERS leading to its own PRIVATE PATIO AREA, it feels like a retreat all on its own. And when it comes to location, it’s hard to beat. You’re just a 4-minute drive to Main St in Downtown Dunedin, about 30 minutes to Tampa International Airport (TPA), 25 minutes to St. Pete–Clearwater Airport (PIE), and less than 15 minutes to Clearwater Beach. Plus, you’re close to shopping, grocery stores, cafes, and everything you need day-to-day. OLD-WORLD CHARM MODERN-DAY COMFORT ENDLESS OPPORTUNITY Whether you're looking for a place to call home, a flexible living setup, or added income potential—this property delivers on all fronts