DOUBLE LOT + $80K–$95K VALUE + 2.75 RATE ASSUMABLE LOAN – NEAR PRIVATE BEACH “ACT NOW†Own near the Gulf for less than today’s rates with a rare 2.75 Rate assumable mortgage (~$169K balance, approx. $772/month)—offering “SIGNIFICANT†long-term interest savings compared to current financing options. This fully updated coastal home sits on a 16,000 sq ft double lot just ~1,000 ft from deeded private beach ferry access, delivering a unique combination of lifestyle, space, and future potential. Key opportunity: oversized double lot with potential to split and sell or build on the second parcel (estimated $80K–$95K value; buyer to verify), creating added flexibility, resale potential, and underlying land value. The home features approximately 1,496 sq ft of fully air-conditioned living space with a flexible 2–3 bedroom layout, 2 full baths, and a 4-season porch. The interior has been remodeled for comfortable, move-in ready coastal living. Wonderful neighbors, pet friendly fenced yard, fruit tree, shed. Easy to get to every thing Property highlights: • 16,000 sq ft oversized double lot • Potential second buildable parcel (buyer to verify) • Space for RV and boat parking • Fully renovated interior • Public utilities (no septic or well) No HOA | No CDD • Approx. 1,000 ft to deeded private beach access Investment potential: • Seasonal rental: ~$3,600/month • Annual rental: ~$2,800/month • Short-term rental potential (buyer to verify local guidelines) Properties offering assumable low-rate financing, land value potential, and proximity to the beach are limited. Seller “may†consider a buyer incentive for qualified buyer.